Bad Faith Insurance Claims & Uninsured Motorist Accidents

Car accidents happen in all sorts of ways. We will fight for you against any insurance company that wrongfully claims you are to blame for the accident.
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Often an insurance company will fight you…even when they are your own insurance company. This is called an uninsured motorist case or underinsured motorist case.

When you are injured by another party who does not have insurance or has inadequate coverage for your injuries, you can turn to your own insurance coverage if you have it. This is known as “Uninsured Motorist” or “Underinsured Motorist” coverage. 
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When this comes into play, your own insurance company will often treat you like the enemy. If your own insurance company refuses to pay the value of your claim, you may have an additional claim known as a “Bad Faith” claim.
The video shows the car soar into the air and knock down a tree a few seconds after pedestrians walked down the stairs Video shows at least two of the people who got out of the car run up the Sanchez Street Stairs as three more walk away on 19th Street, with one person in the group yelling at bystanders for looking at them. The group walks out of the frame of the surveillance camera just as the sound of approaching sirens can be heard.

It's truly remarkable that no one was injured or killed in this incident—a real miracle! This serves as an extreme example of why it's essential to carry as much UIM (Uninsured Motorist) or Uninsured Motorist Coverage as possible.

This coverage acts as a safeguard in the unfortunate event that you get involved in an accident with a driver who lacks insurance or has insufficient coverage.

In the case mentioned, where the car was stolen, having UIM coverage would have provided protection for anyone who was injured or killed as a result of the incident. You have the flexibility to select UIM coverage in an amount equal to your liability coverage. Therefore, it is advisable to opt for as much coverage as your budget allows.

Trust me, if you ever find yourself in a situation where you need this coverage, you will be grateful for having made the decision to secure it. Safety and protection are invaluable, and being adequately insured can make a significant difference when facing unexpected accidents on the road.
About Jill Stern-Henderson
​For over 30 years, Jill Stern-Henderson has practiced civil litigation and workers' compensation cases with her husband, Steven Henderson. Please contact Jill at (925) 427-1771 or email her at [email protected] if you feel that she can help you with your case.

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See also: Car Accidents | Truck Accidents | Motorcycle Accidents | Bus & Public Transit Accidents | Bike & Pedestrian Accidents | Drunk Driving Accidents | Bad Faith Insurance / Uninsured Motorist

Free Initial Vehicle Accident Lawyer Consultation

Please call the Law Office of Steve & Jill Henderson for a free initial consultation with an experienced personal injury attorney, please call (925) 427-1771. We look forward to helping you protect your rights and obtain just compensation for your injuries.